What you make. What you keep.
Your real hourly rate, what to charge clients, what you're worth, and what the IRS takes.
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Net Worth
What you own minus what you owe. The single most honest snapshot of where you stand financially.
Best when you want one number that captures the whole picture.
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Savings Rate
How many years until FIRE? Mostly a function of one number — and it isn't your income.
Best when wondering whether to optimize for raises or savings.
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True Hourly Wage
Your real take-home rate after tax, work expenses, and commute time — not the rate on your contract.
Best when deciding whether a raise, longer commute, or new job is actually worth it.
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Freelance Hourly Rate
Working backward from a target take-home: what to charge clients after tax, business expenses, and unbookable hours.
Best when setting freelance prices or comparing W-2 vs going independent.
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Tax Brackets
2026 US federal brackets for Single and Married Filing Jointly. See your marginal rate, your effective rate, and why a raise never lowers your take-home.
Best when sanity-checking withholding or weighing a raise, bonus, or Roth conversion.
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Ad Revenue & ARPDAU
Mobile app and game revenue from two streams — ad impressions × eCPM and in-app purchases after the store cut. Returns ARPDAU plus daily, monthly, and yearly net revenue.
Best when modeling indie game monetization or sizing a new app's earning potential.