FIRE Family
When can you stop working?
Four flavors of financial independence — same compounding math, different lifestyle bets.
- Calculator →
Coast FIRE
When can you stop saving and let compounding do the rest?
Best if you want to know how soon further saving becomes optional.
- Calculator →
Standard FIRE
The classic 25× expenses target — full retirement, today's spending.
Best if you want a single all-in retirement number.
- Calculator →
Lean FIRE
Minimal-expenses early retirement — $25–40k/yr lifestyles.
Best if you'd trade lifestyle for an earlier exit.
- Calculator →
Barista FIRE
Portfolio plus part-time income jointly cover expenses.
Best if you want a downshift, not a full stop.