Etsy Fee Calculator

What this computes

Etsy's fee page reads simply enough — twenty cents here, 6.5% there — but the fees stack in a way that is easy to underestimate. Between the buyer paying $46 and you seeing a deposit, Etsy collects three separate charges (four if the order came from one of its ads), and two of those charges use different bases: the transaction fee ignores sales tax, while the payment processing fee is computed on the full amount the buyer was charged, tax included.

This calculator applies Etsy's current US fee structure to a single sale and reports every line: each fee in dollars, the total, your net profit after inventory and label costs, the margin on item price, the effective fee rate (how much of your revenue Etsy keeps), and the breakeven item price below which the sale loses money.

Etsy's four fees (as of June 2026)

• Listing fee — $0.20 per unit sold. Charged when you publish, when a listing auto-renews every four months, and again per unit when it sells. The calculator models the per-sale charge.
• Transaction fee — 6.5% of the item price plus buyer-paid shipping and gift wrap. It excludes marketplace-collected sales tax. This rate has been in effect since April 11, 2022, when Etsy raised it from 5%.
• Payment processing — 3% + $0.25 per order (US rate). Etsy Payments is mandatory for US sellers, and this fee is computed on the full buyer total including sales tax — the one place tax touches your costs.
• Offsite Ads — 15% or 12%, charged only on orders attributed to an Etsy ad on Google, Facebook, Instagram, Pinterest, or Bing. Shops under $10,000 in trailing-365-day sales pay 15% and may opt out; once a shop crosses $10,000, participation becomes mandatory at 12% for the life of the shop. The fee is capped at $100 per order.

US sellers transacting in USD pay no regulatory operating fee and no currency conversion fee, so neither appears here. Sellers outside the US should treat this calculator's output as a floor, not a final number.

The math

Order subtotal   = Item price + Buyer-paid shipping
Sales tax        = Order subtotal × Tax rate     (Etsy collects and remits)
Buyer total      = Order subtotal + Sales tax
Listing fee      = $0.20
Transaction fee  = Order subtotal × 6.5%
Processing fee   = Buyer total × 3% + $0.25
Offsite Ads fee  = min(Order subtotal × 12–15%, $100)   (ad orders only)
Total fees       = Listing + Transaction + Processing + Offsite Ads
Net profit       = Order subtotal − Total fees − Item cost − Label cost
Margin           = Net profit / Item price
Breakeven price  = ($0.45 + Item cost + Label cost)
                 / (1 − 0.065 − 0.03 × (1 + tax rate) − ad rate)
                 − Buyer-paid shipping

A worked example

You sell a ceramic mug for $40 and charge the buyer $6 shipping. Materials cost $12; the shipping label costs you $4.50. No sales tax input, not ad-attributed.

• Order subtotal: $40 + $6 = $46
• Listing fee: $0.20
• Transaction fee: $46 × 6.5% = $2.99
• Processing fee: $46 × 3% + $0.25 = $1.38 + $0.25 = $1.63
• Total Etsy fees: $0.20 + $2.99 + $1.63 = $4.82
• Net profit: $46 − $4.82 − $12 − $4.50 = $24.68
• Margin on item price: $24.68 / $40 = 61.7%
• Effective fee rate: $4.82 / $46 = 10.5%
• Breakeven item price: ($0.45 + $16.50) / 0.905 − $6 = $12.73

Now suppose the same order came through an Offsite Ad at the 15% rate. Etsy adds $46 × 15% = $6.90, total fees rise to $11.72 — 25.5% of revenue — and net profit falls to $17.78. One attributed click took $6.90 of a $24.68 profit, about 28% of it.

Etsy's two percentage fees use two different bases — one excludes sales tax, the other includes it.

The tax wrinkle is small but real. Add an 8% sales tax to the example above and the buyer pays $49.68; the transaction fee stays $2.99, but the processing fee becomes $49.68 × 3% + $0.25 = $1.74. You net $24.57 instead of $24.68 — eleven cents paid on money you never keep, since Etsy remits the tax to the state. Pennies per order, but a shop doing 5,000 orders a year at this size hands over roughly $550 of it.

Common mistakes when pricing for Etsy

1. Applying 6.5% to the item price only. The transaction fee covers buyer-paid shipping and gift wrap too. If you charge $6 shipping, Etsy takes $0.39 of it before you buy the label.
2. Ignoring the flat fees on cheap items. The $0.20 listing fee and $0.25 processing flat are fixed. On a $46 order they are about 1% of revenue; on a $6 sticker order they are 7.5% before any percentage fee applies. This is why low-priced shops live or die on order bundling.
3. Forgetting renewal fees on slow inventory. A listing that auto-renews four times before selling has paid $1.00 in listing fees against that single sale, not $0.20. The calculator shows the per-sale charge; your real number is worse if items sit for a year.
4. Pricing at "materials times two." Doubling a $12 materials cost gives a $24 price — comfortably above this example's $12.73 breakeven, but it values your labor at whatever happens to be left over. Price from breakeven up: breakeven, then labor at a wage you would accept, then margin. The Freelance Hourly Rate calculator runs that wage math.
5. Treating the deposit as profit. Etsy's deposit nets out fees but not your label (if you bought it elsewhere), materials, packaging, or income and self-employment tax. The deposit is revenue minus Etsy's cut — the smallest of the subtractions still ahead.

Offsite Ads: the fee you can't always refuse

Offsite Ads is the fee sellers argue about most, because it is the only one that becomes mandatory. Under $10,000 in trailing-365-day sales, you can opt out and the question disappears. Cross that line once and you are in at 12% forever — the obligation does not reset if sales later fall.

The decision math while you can still opt out: an ad-attributed order at 15% keeps about 72% of the profit of an organic one in the worked example above ($17.78 versus $24.68). That trade is fine if the ad order is genuinely incremental — a buyer who would never have found you otherwise. It is a pure loss when the ad intercepts someone already searching for your shop. Etsy's attribution window is 30 days from the click, so repeat purchases inside that window get charged too.

If you sell high-priced items, note the $100 cap: on a $2,000 furniture order, 15% would be $300, but the fee stops at $100 — an effective 5%. The cap makes Offsite Ads progressively cheaper above roughly $667 at 15% (or $833 at 12%), one of the few places Etsy's structure favors expensive goods.

Comparing platforms for the same $40-plus-shipping sale: eBay takes 13.25% + $0.40 on most categories ($46 × 13.25% + $0.40 = $6.50 — see the eBay profit calculator), Mercari and Poshmark have their own structures (see the Mercari and Poshmark calculators). Etsy's organic 10.5% effective rate undercuts eBay's 14.1% on this order — until an Offsite Ad pushes it to 25.5%.

What this calculator doesn't model

• Multi-quantity orders. The model is one unit per order. Multiple units multiply the $0.20 listing fee but share a single $0.25 processing flat, so per-unit fees fall slightly on bundled orders.
• Etsy Plus and advertising budgets. The $10/mo Etsy Plus subscription and any Etsy Ads (onsite ads you bid for) are fixed or campaign-level costs, not per-sale fees. Subtract them from monthly profit, not from a single sale.
• Non-US sellers. Regulatory operating fees (UK, France, Italy, Spain, Turkey, and others) and a 2.5% currency conversion fee apply outside the US and are not modeled.
• Refunds and cases. Etsy refunds the transaction fee on refunded amounts, but the payment processing fee is not always returned, and you eat the label both ways on a return.
• Income and self-employment tax. Net profit here is pre-tax. Etsy issues a 1099-K, and profit is subject to income plus self-employment tax — plan on roughly 25-30% of the bottom line depending on bracket and state.
• Your time. A $24.68 profit on a mug that took ninety minutes to throw, glaze, fire, photograph, and pack is under $17 an hour before taxes. The True Hourly Wage calculator puts a number on that.